Lender-readiness checklist
A checklist for finance conversations, debt capacity, evidence and plan quality.
What this template is for
A lender-readiness checklist helps an owner explain how the business earns, pays bills and manages risk. Lenders usually need evidence of sustainable cash flow, debt capacity, clean accounts, realistic assumptions and a clear use of funds.
Best for
Owners preparing for growth funding, equipment finance or refinance discussions.
What it covers
Summarise revenue, GP, EBITDA and cash-flow trends.
List current debt, repayments and security.
Explain the use of funds and expected business impact.
Prepare tax, accounting and bank records.
Show the first 90 days of the plan.