Cash-flow checklist
A practical checklist for late payments, reserves, supplier timing and short-term working capital.
What this template is for
A cash-flow checklist helps an owner separate timing pressure from profit pressure. It should check invoices, payment terms, supplier timing, debt repayments, stock, tax, wages and whether large jobs need funding before customer money arrives.
Best for
Owners who feel busy but still short of cash.
What it covers
List unpaid invoices by age and customer.
Compare customer payment days with supplier terms.
Check the next 13 weeks of wages, rent, tax and debt repayments.
Identify orders or jobs that need cash before payment.
Choose one payment habit to fix this week.