Sale readiness and lender confidence
Planning resources for owners preparing for finance, growth, a future sale or a more credible business plan.
What this covers
Sale and lender readiness both need evidence. Owners need clean numbers, explainable profit, manageable cash pressure, lower owner reliance, current customer and supplier information, and a practical plan showing how the business can keep performing after a decision is made.
When should I prepare a business for sale?
Start before the sale is urgent. Many value and evidence gaps need months of clean records and repeatable habits.
What will a lender or buyer ask for?
Expect questions about revenue, earnings, debt, cash flow, customers, staff, systems, risks, assets and the owner handover path.
Is growth always the best way to improve sale readiness?
Not always. Cleaner profit, less risk and better evidence may improve confidence more than unmanaged growth.